Auto Accidents and Insurance Authority : General Talk

Insurance companies are overseen by the Financial Services Commission of Ontario. They set the rules that Insurance companies must follow within the Province.

I'm not familiar with the contents of OAP1, but any charges laid by police would be based on the Highway Traffic Act, not insurance regulations. Insurance companies determine fault based on the Fault Determination Rules regulation of the Insurance Act. Link: http://www.canlii.org/en/on/laws/regu/r ... g-668.html

While the rules are typically consistent with the Highway Traffic Act, sometimes the driver who gets charges will not the one who's found to be at fault by the insurance company.

In terms of legal standing, what type of proceeding are you referring to? An HTA matter? Civil matter?

Source: http://www.ontariohighwaytrafficact.com/topic4940.html

Nexus 4 Girl Meets World Lisa Robin Kelly Jason Babin Zig Ziglar Nolan Daniels Jenny Johnson